JOKES - Smart Chinese man

Chinese man walks into a bank in New York City and


asks for the loan officer. He tells the loan officer

that he is going to China on business for two weeks

and needs to borrow $5,000.



The bank officer tells him that the bank will need

some form of security for the loan, so the Chinese man

hands over the keys to a new Ferrari parked on the

street in front of the bank. He produces the title and

everything checks out.



The Loan officer agrees to accept the car as

collateral for the loan. The bank's president and its

officers all enjoy a good laugh at the Chinese for

using a $250,000 Ferrari as collateral against a

$5,000 loan.



An employee of the bank then drives the Ferrari into

the bank's underground garage and parks it there. Two

weeks later, the Chinese returns, repays the $5,000

and the interest, which comes to $15.41.



The loan officer says, "Sir, we are very happy to

have had your business, and this transaction has

worked out very nicely, but we are a little puzzled.

While you were away, we checked you out and found that

you are a multi-millionaire. What puzzles us is why

you would bother to borrow $5, 000.The Chinese

replies:



"Where else in New York City can I park my car for

two weeks for only $15.41 and expect it to be there

safely when I return